Last updated on November 2nd, 2026 at 06:22 pm
Terms and Conditions Generator
By Digital Mansoor · 12+ years in SEO
Answer a few questions about how your site works and get a terms and conditions draft. It covers acceptance, accounts, payments, refunds, content, liability and governing law. Edit the brackets and have a lawyer review it before you publish.
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- Builds a draft terms and conditions page from your answers about your business.
- Covers five site types: information site or blog, services or consulting, online store, digital products and software or app.
- Lets you set governing law, courts, minimum age, refund window, accounts, user content, payments, subscriptions and affiliate links.
- Gives the draft as Markdown and HTML. Free, no signup, runs in your browser. It is a draft, not legal advice.
What is the Terms and Conditions Generator?
Terms and conditions set the rules for using your site or buying from you: what you offer, what customers can and cannot do, refunds, liability and which law applies. This generator writes a draft from your answers.
It is made for small business owners, consultants and bloggers who want a clear starting document before a lawyer reviews it.
How to use the free Terms and Conditions Generator
- Enter your business details: Add your site name, URL and contact email.
- Choose what your site does: Pick information site, services, online store, digital products or software or app.
- Set the legal basics: Enter governing law, the city of the courts, the minimum age and the refund window in days.
- Tick the features you use: Mark user accounts, user content, payments, subscriptions, affiliate links and a liability limit.
- Copy the draft and fill the gaps: Copy the Markdown or HTML, replace the bracketed placeholders and have a lawyer review it.
Example: input and output
A consulting business in Pune that takes payments and offers a 7-day refund window.
Results shown are from the live tool.
How the Terms and Conditions Generator helps your SEO work
- Get a structured draft of your site terms in minutes.
- Match the terms to your business type and refund policy instead of copying another site’s text.
- Set the law and courts that apply to disputes.
- Add payment, subscription and affiliate clauses only when they apply to you.
- Give your lawyer a starting document, which reduces the work they need to do.
Terms and Conditions Generator compared with other free tools
I compared this with the Termly terms and conditions generator, read from its page on 22 October 2026.
| Check | This tool | Termly |
|---|---|---|
| Cost | Free, no signup | One free agreement. Plans and prices are on a separate page |
| Business types | Information site, services, online store, digital products, software or app | Website, app, ecommerce, SaaS, marketplace or other |
| Governing law and courts | You enter the law and the city | Not specified on the generator page |
| Output | Markdown and HTML to copy | HTML, hosted link or embed code |
| Updates when regulations change | No | It describes regulation monitoring with email notices |
Where they are ahead: Termly has a step-by-step builder with a live preview, hosting that updates when you republish, and more business types such as marketplaces. It describes its generator as lawyer-vetted. This tool gives you a one-time draft only.
Compared on 22 October 2026 by opening each tool and reading its page. Features can change.
What the Terms and Conditions Generator cannot do
- The output is a draft and not legal advice. A lawyer should review it, especially for payments, refunds and liability.
- It does not update when laws change.
- Refund and consumer rules differ by country and some cannot be limited by contract.
- It is not designed for marketplaces or regulated sectors such as health or finance.
- The draft is only as accurate as your answers. Remove any clause that does not match your business.
Is my text or data sent anywhere?
Your answers are processed in your browser and are not sent to this site or any other server. The Save button keeps snapshots in your own browser storage. The share link puts your answers in the part of the URL after the # sign, which browsers do not send to servers, but anyone you give the link to can read it.
Terms and Conditions Generator FAQ
Do I need terms and conditions on my website?
They are not required by law in every country, but they set your rules on refunds, liability and disputes, which protects you and your customers.
Is this terms and conditions generator free?
Yes. It is free and needs no signup or account.
Are the generated terms legally binding?
Terms can only be enforced if they are clear, visible and fair under your local law. This tool gives a draft, so have a lawyer review it.
What is the difference between terms and conditions and a privacy policy?
Terms set the rules for using your site and buying from you. A privacy policy explains what personal data you collect and why. Most sites need both.
Where should I put my terms and conditions?
Publish them on their own page, link them in the footer and show a link at checkout or sign-up.
Can I use it for an online store?
Yes. Choose Online store for physical goods or Digital products for downloads, then set your refund window.
What do I need to fill in after I generate it?
Replace every bracketed placeholder, such as your payment provider. The tool lists them for you.
Want this done for your site?
Send your URL on WhatsApp and I will tell you what to fix first.
Need more than a free tool? See my SEO for small business and technical SEO consulting work.

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